#!Title=[Licensed appraiser|Real Estate Appraisal|Real Estate Appraiser] in [<%City%>, <%FullState%>|<%County%> County, <%FullState%>] <%Phone%> #!Description=[<%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%City%> and <%County%> County|For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>|<%City%>, <%FullState%>'s[| Local] [Real Estate|Home|House] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]|<%CompanyName%>: [<%County%> County's|Your <%County%> County] [Home Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts|<%CompanyName%> knows [what [real estate is|homes are] worth|the values of [real estate|homes]] in <%City%> and <%County%> County] <%Phone%> #!Keywords=Real Estate Appraisal, Appraiser, <%City%>, <%FullState%>, <%County%>, Remove PMI, Estate Valuation, Divorce Appraisal, Partial Interest Valuation, Mortgage, Date of Death Valuation #!Filename=HomePage #!Opacity=[50|80|99] #!CloseTable=
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#!JobType1=[Mortgage professionals|Loan originators|A bank|A lender] [looking for|needing|requiring] an experienced <%County%> County appraiser
#!JobType2=[Removing [PMI (Private Mortgage Insurance)|Private Mortgage Insurance] by helping determine if you have 20[ percent|%] equity in your home|Lowering your [monthly |][house|mortgage] payment by removing PMI] #!JobType3=[Asset division for [situations like a divorce|divorce cases]|Divorce settlements when [the value|an accurate value estimate] of [[common|shared] real estate|the shared home] is [required|needed]] #!JobType4=[[Deciding on|Setting] [your|a] home's listing price whether you're a consumer wanting to do a FSBO or an agent [working with|assisting] a homeowner|[Choosing an appropriate|Picking the right|Deciding on a] listing price for your [home|property]|[Picking|Finding|Setting] a [profitable listing price that also reduces time on market|listing price that reduces time on market while maximizing profit]] #!JobType5=[Tax [Challenges|Assessments] ([lowering|reducing] [real estate|property] taxes)|Challenging [your|a] [home's|property's] assessed value] if you live in an area where [home |property | house |real estate |][prices|values] have [gone down|declined|depreciated|fallen off] #!JobType6=[[Reporting|Documenting|Assessing|Determining] [current|present] or past market value|Retrospective [appraisals|home valuations]|[Tax|Estate] planning [documentation|]] #!JobType7=[Getting a quick [estimate of value|home valuation] to help a [family member|loved one] make bail|Determining the value of [the family home|real estate] in order to secure bail] #!JobType8=[Review appraisals|Appraisal review]: [Reviewing the work of other appraisers|Getting a second opinion on a past appraisal] in or around <%City%>, <%FullState%> #!JobType9=[[Increasing your|Reinstating a|Unfreezing a [suspended|frozen|locked]] HELOC (Home Equity Line of Credit)] #!JobType10=[Bankruptcy cases where the [market |]value of [a home|a house|real estate][| in or around <%City%>, <%FullState%>] is [needed|required|in question|relevant]|Determining market value on [a home|property|real estate] [involved in|related to|that's part of] a bankruptcy] #!JobType11=[[Figuring out|Determining] the [market |]value of [home improvements you may have [completed|done] or are [pondering|deliberating|considering]|improvements you may have done or are [pondering|considering|deliberating] for your home[| in <%County%> County]]] #!JobType12=[Getting an accurate, yet affordable, floorplan sketch and appraiser-verified estimate of a home's [[gross |]living area|square footage]|Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!|Obtaining a high quality floorplan sketch to enhance a real estate listing and depict an accurate reflection of a home's size] #!JobType13=[[Valuations|Appraisals] for relocation coordinators|Employee relocation appraisals|Relocation coordinators that need a local <%County%> County appraisal expert] #!JobType14=[Expert witness testimony when a reliable local authority on <%FullState%> [property|home] values is [required|needed]|A [dependable|reliable] expert witness for court cases involving the value of [a home|real estate] in <%City%>]

[ <%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%County%> County| For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in the City of <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>| <%City%>, <%FullState%>'s[| Local] [Real Estate|Home|] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]| <%CompanyName%>: [<%County%> County's|Your <%County%> County] [Real Estate Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts| <%CompanyName%> knows real estate [valuation|appraisal] in <%City%> and <%County%> County]

[As licensed appraisers, we [possess|have] the [|comprehensive |extensive |][training|education|know-how] and [credentials|qualifications|competence] to [give you|produce|provide|generate] the [level|type] of [dependable|credible|reliable] [real estate|home|property] value opinions that banks and [national|major|top] lending institutions [need|require] for [mortgages|home loans]. With years of experience [under our belt|behind us|that only comes with [doing the job|time|appraising in <%City%> and <%County%> County]], we're [more than ready|prepared] to [tackle|handle|take on|help our clients with|accept assignments pertaining to] [practically any type of [real estate|property]|a variety of property types|anything from starter homes to the most luxurious new construction]. | [[No matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]|Whether it's [an older|a starter|a young couple's first] home or [the most modern|luxurious] new construction], our| It doesn't matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]. Our] [extensive field work|knowledge of local neighborhoods|experience|ongoing analysis of local real estate trends] and [formal training|education|hours of study] as licensed appraisers make us qualified to provide home valuations in <%County%> County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers. | For years, mortgage lenders and consumers[, as well as other real estate professionals|] have [depended on|relied on|called upon] [<%CompanyName%>|our expertise] to provide high-quality [valuations|appraisals|value estimates] on [all [sorts|types]|a wide [range|variety|assortment]] of [real estate|homes|property] in <%County%> County. By continuously [analyzing|keeping up with] local real estate trends in <%County%> County and [refreshing our knowledge regarding|staying current on] valuation techniques through accredited courses, we've been consistently able to [produce|deliver|generate] reliable home valuations for [people just like you|our clients]. ]

[<%CompanyName%> in <%City%> [is ready to|can] [provide|perform] [appraisals|valuations] for any of the following:| For any of the following valuation services in or around <%City%>, <%FullState%>, just call <%CompanyName%>:| When [an appraisal|the value] of real estate in or around [<%City%>, <%FullState%>|<%County%> County] is needed, [trust nothing less than|count on] a licensed appraiser from <%CompanyName%>[.| for an accurate [report|estimate] of market value.]| A licensed appraiser from <%CompanyName%> is [your best source|the most reliable source] of an unbiased opinion of value when your needs include: ]
    [ <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType13%> | <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%> | <%BulletStyle%><%JobType7%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType1%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType9%> | <%BulletStyle%><%JobType4%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType3%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType8%> | <%BulletStyle%><%JobType14%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType8%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType3%> ]
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Mortgage Rates Recover Some of Thursday"s Weakness After Friday"s Economic Data
4/26/2024 4:23 PM
As 2024 has progressed, economic data--especially inflation data--have made it increasingly clear that rates will not be coming down nearly as soon as the Fed (and the market) expected. Rates are driven by multiple factors.  At present, inflation is chief among those, followed by the economy.  In general, higher inflation and e...Read More
 
Decent Recovery After Friday"s PCE Numbers Clarify Thursday"s PCE Numbers
4/26/2024 4:21 PM
Decent Recovery After Friday"s PCE Numbers Clarify Thursday"s PCE Numbers Thursday"s quarterly PCE numbers were much higher than expected.  That meant an increased risk that Friday"s monthly numbers would follow suit.  While today"s PCE was higher than expected in places, the important month-over...Read More
 
Deep Dive on Thursday and Friday"s PCE Discrepancy and Market Reaction
4/26/2024 11:25 AM
WARNING: once you get past the 1st paragraph here, things start to get a bit "mathy" and esoteric.  The takeaway is that there"s an actual way to reconcile today"s 0.3 vs 0.3 monthly core PCE result against yesterday"s 3.7 vs 3.4 annual result.  Yesterday"s GDP data included the Core PCE Price Index, which came in at 3.7% vs 3.4% foreca...Read More
 
Servicing, MISMO Consulting Products; STRATMOR and Decisioning; UWM and UMortgage; California on DU and LP
4/26/2024 10:52 AM
There seems to be a bit of a baby boom going on out there. Prospective home buyers who need a place for a growing family quickly find out that residential lending isn’t without its share of tears. Next time you’re dealing with an upset borrower or loan officer, here’s something you can try. “We are committed to solving the rental crisis in Australi...Read More
 
Bonds Rattled By Surprisingly Big Beat in Spending Data
4/25/2024 3:01 PM
Bonds Rattled By Surprisingly Big Beat in Spending Data Today"s big surprise was the PCE price index component of Q1 GDP.  GDP itself was weaker than expected, but even that was explained away by components not related to private domestic consumption.  Focusing on the latter makes Q1 look just as ...Read More
 
Mortgage Rates Jump Up And Over 7.5% After Inflation Surprise
4/25/2024 2:50 PM
Interest rates care about quite a few different things, but inflation and Fed policy are two of the biggest considerations.  One of the Fed"s favorite ways to track progress on inflation is the PCE price index which comes out every month, but also every quarter. Oddly enough, the quarterly comes out a day before the monthly data on the 4 days...Read More
 
Electronic Bidding, MORA, Processing, Marketing Tools; CFPB and Servicing Fees, Mortgage Fraud Case
4/25/2024 10:40 AM
I travel a little bit, so it was with great interest that I read, “The Department of Transportation… will soon require airlines to quickly refund passengers if they cancel, delay, or make significant changes to flights.” “A book hit my head, and I have only my shelf to blame.” Odd things happen all the time. Someone puts their cup on the ground, le...Read More
 
Quarterly PCE Data Causing Concern Over Tomorrow"s Monthly Numbers
4/25/2024 10:37 AM
It"s a bit of a tricky morning in the bond market when it comes to reconciling the data with the market movement.  At face value the headlines make a better case for lower rates with GDP at 1.6 vs 2.5, wholesale inventories missing big and Jobless Claims not too far from forecast.  But the devil is in the details--specifically, the detail...Read More
 
Uneventfully Weaker Regardless of Durable Goods Data
4/24/2024 3:43 PM
Uneventfully Weaker Regardless of Durable Goods Data Bonds were weaker in the overnight session on a combination of anxiety over potential sales of US Treasuries in Japan and European economic data.  The domestic session brought actual selling of US Treasuries in the form of the 5yr Treasury auction, b...Read More
 
Mortgage Rates Pleasantly Stable Despite Some Bond Market Weakness
4/24/2024 3:10 PM
The average mortgage lender was able to offer conventional 30yr fixed rates that were very close to yesterday"s levels despite bond market movement that suggested a bigger spike.  In a vast majority of cases, if the bond market is in weaker territory compared to the previous day, rates will be higher in proportion to that weakness. In today"s...Read More