Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Bond-Specific Weakness | ||
| 9/28/2026 4:18 PM | ||
| Bond-Specific Weakness Over the past 6 months, as bonds continued to sell off, there was frequently some solace in the fact that the rate spike correlated with oil or diesel prices enough to hope that an oil price recovery would pave the way for a rate recovery. While there"s likely still some benefit for b...Read More | ||
| Mortgage Rates Officially Hit 7.5% | ||
| 9/28/2026 3:07 PM | ||
| Despite Friday afternoon"s promising bond market rally and mortgage rate improvement, today"s top tier 30yr fixed rate bounced back up. The average lender is now at 7.50% for the first time since April 30, 2024. While there"s been a lot of short-term correlation between oil prices and interest rates over the last 6 months, oil does a poor jo...Read More | ||
| Verification, U/W, PPE, Margin Mgt. Tools; Webinars; MISMO and FRAME Offer; Buydown breakdown | ||
| 9/28/2026 10:23 AM | ||
| We’re waist deep in conferences (click here to view or add events), and every week I receive a half a dozen invitations to mortgage golf events centered around a conference. How about coming up with something where you can see and talk to more than three other people for 3-4 hours? Group hikes? Make-a-bear? Mini-golf? Bowling? Croquet? Pretzel maki...Read More | ||
| Another Red Start, And It"s Not All About Oil | ||
| 9/28/2026 9:10 AM | ||
| Bonds lost ground overnight with traders reacting to Trump"s rejection of Iran"s proposal to reopen the Strait of Hormuz. This isn"t the first time that bonds have reacted to war headlines regardless of movement in oil prices. While oil also moved higher throughout the overnight session, bonds are increasingly detached in the bigger picture with yi...Read More | ||
| Respectable Recovery. Is It a Trap? | ||
| 9/25/2026 4:19 PM | ||
| Respectable Recovery. Is It a Trap? First thing"s first: the parabolic flourish of bond selling of the past 2 weeks is arguably unprecedented in recent memory. Specifically, we"ve seen similar levels of overall weakness over similar time frames, but we haven"t seen the same sort of concentrated acceleration...Read More | ||
| New Home Sales Back in The Range After Uncommonly Big Bounce | ||
| 9/25/2026 3:34 PM | ||
| The new home market returned to the longer-term range last month, with sales seeing their 4th biggest rebound in 4 years. Sales of new single-family homes rose to a seasonally adjusted annual rate of 684,000 in August, up 6.4% from July"s revised 643,000 but 2.0% below the same month last year. The increase puts sales back above the 60...Read More | ||
| Refi Demand Logically Lower While Purchases Grind Sideways | ||
| 9/25/2026 2:31 PM | ||
| Mortgage demand remained subdued last week as the 30-year fixed rate climbed above 7%. The Mortgage Bankers Association (MBA) reported a 1.5% decline in total mortgage application volume for the week ending September 18, following a 4.1% drop the week before. Purchase activity was the only saving grace. While technically 1% lower week-over...Read More | ||
| Mortgage Rates Had a Better Day, Ultimately Dropping Just Slightly | ||
| 9/25/2026 1:36 PM | ||
| (NOTE: This article was updated at 5:30pm from the version originally published at 2:36pm ET to reflect late day rate improvements). Mortgage rates have risen more than half a point in 2 weeks. While that"s certainly not the fastest jump we"ve seen, it is an extraordinarily uncommon pace--happening less than once per year on average (i.e. it...Read More | ||
| Cotality"s Product Array; NEXA on the Move, Mike Kortas Interview; AI and Experimentation | ||
| 9/25/2026 10:55 AM | ||
| “Hey, it’s either network or no work.” For lenders, networking is an important part of their business. In addition, generally speaking, renters are prime “feeding grounds” for loan originators searching for clients. But there’s some disturbing signs out there: what if renters can’t even afford their rent? I was talking to a successful LO recently w...Read More | ||
| More Mid-Morning Selling, But MBS Outperforming | ||
| 9/25/2026 10:00 AM | ||
| 10yr yields began the morning in slightly stronger territory, generally following a modest decline in oil prices overnight. That trend actually ran its course by 5am ET and yields began rising gradually at that time. Sellers picked up the pace after 10am (partly oil-related, but certainly also plenty of bond-specific selling pressure). Yields are n...Read More | ||