Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Uneventful Rally. Retail Sales on Deck | ||
| 9/15/2025 2:47 PM | ||
| Uneventful Rally. Retail Sales on Deck Bonds began the week on a stronger note, but not for any glaringly obvious reasons. The same was said about Friday"s weakness, so perhaps we"ll just call it a wash and assume that traders are getting into (or out of) position(s) ahead of this week"s Fed Day. Thus morni...Read More | ||
| Mortgage Rates Start Week at Another Long-Term Low | ||
| 9/15/2025 2:12 PM | ||
| Mortgage rates have done almost nothing but move lower over the past 4 months. The first Fridays in August and September account for about half of the total drop thanks to weaker results in the jobs report. Since the September 5th jobs report, rates have held a sideways-to-slightly lower range that"s resulted in several additional "lowest since" h...Read More | ||
| Insurance Co. Investor, UAD 3.6, RON, Personal Branding Tools; TPO Product; Disaster News | ||
| 9/15/2025 10:53 AM | ||
| “Someone posted that they had just made synonym buns. I replied, ‘You mean just like the ones that grammar used to make?’ I am now blocked.” That was sent to me by an economist; yes, they have senses of humor. Did you know that the Federal Reserve Board employs more than 500 researchers, including more than 400 Ph.D. economists, who represent an ex...Read More | ||
| Slow, Slightly Stronger Start to a Potentially Volatile Week | ||
| 9/15/2025 10:25 AM | ||
| For all the time we spend pushing back on the notion that the Fed Funds Rate is a root cause for volatility in longer-term rates, that push-back always carries a notable caveat: Fed Funds Rate expectations definitely have a direct correlation with longer-term rates. There are two reasons those expectations can change: markets are either assuming ...Read More | ||
| Incidental, Inconsequential Weakness Ahead of Fed Week | ||
| 9/12/2025 2:43 PM | ||
| Incidental, Inconsequential Weakness Ahead of Fed Week Bonds began the day in modestly weaker territory and yields are heading out right where they started. In fact, yields are also right in line with the opening levels from Monday. This broadly suggests the market got where it was going after t...Read More | ||
| Mortgage Rates Were Flat All Week No Matter What Other News Suggests | ||
| 9/12/2025 2:20 PM | ||
| The underlying bond market (which dictates the rates offered by mortgage lenders) weakened moderately overnight. Weaker bonds equate to higher rates, all else equal. "Higher rates" is contrary to many media outlets" coverage this week, but there"s an important reason. Most news organizations that cover mortgage rates rely on Fred...Read More | ||
| 2nd, Database Mining, Manufactured Housing Products; Weak Job Market Impacting Rates? | ||
| 9/12/2025 10:38 AM | ||
| “Rob, we’ve said ‘no’ to more expansion possibilities than ever before. Are you hearing other lenders doing deep dives on LOs and branches and also not seeing a profitable path?” Yes indeedy. Here in Jackson, MS, at the Mississippi Mortgage Banker’s Fall Conference, lenders are not only discussing expansion but also early payoff penalties and strat...Read More | ||
| Back in The Range After Failed Breakout Attempt | ||
| 9/12/2025 10:11 AM | ||
| Bonds began the week with 10yr at 4.07 before rallying down to 4.04 by Monday"s close. Now on Friday, we"re opening at 4.06 and we haven"t spent much time trading more than a few bps higher or lower than that for the entire week. Translation: apart from yesterday"s attempt to challenge the 4.0% floor, it"s been very sideways and unevent...Read More | ||
| Very Calm Reaction But Not Too Surprising | ||
| 9/11/2025 3:25 PM | ||
| Very Calm Reaction But Not Too Surprising One could argue that CPI is the next biggest potential market mover after the jobs report. With that in mind, it might seem surprising that MBS are heading out the door roughly unchanged and 10yr yields are down less than 3bps. It becomes less surprising when we con...Read More | ||
| Mortgage Rates Move Back to Long-Term Lows | ||
| 9/11/2025 2:51 PM | ||
| Today"s inflation report (the Consumer Price Index or CPI) certainly had a chance to create volatility for rates, but things ended up staying fairly calm. There are multiple subheadings of data that the bond market cares about when it come to CPI. Most of them were in line with expectations, or close enough to avoid surprising investors. The...Read More | ||