Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Slow, Steady, Modest Improvement | ||
| 8/19/2025 3:21 PM | ||
| Slow, Steady, Modest Improvement Bonds are in the throes of the summertime "blahs." In other words, excitement and high-conviction trading are in short supply. Instead, prices and yields are drifting in a broadly sideways path with minimal day to day movement. Motivations are non-existent and the numbers on...Read More | ||
| Mortgage Rates Little Changed From Monday | ||
| 8/19/2025 2:32 PM | ||
| Mortgage rates are based on bonds and bonds, and bonds have some seasonality to them. This doesn"t necessarily mean there"s a reliable seasonal pattern for the direction of rate movement. Rather, it means that several weeks in August tend to be fairly forgettable in terms of excitement, volatility, and methodical movement. The 2 ...Read More | ||
| Incentives Rise as Builder Confidence Matches 2022 Low | ||
| 8/19/2025 2:17 PM | ||
| Builder sentiment remains deeply subdued, as the National Association of Home Builders (NAHB) and Wells Fargo’s Housing Market Index (HMI) dipped one point in August to 32—its 16th straight month below the key 50 mark, and matching the lowest level since December 2022. Current sales conditions fell one point to 35 Sales expectations for the ...Read More | ||
| Multifamily Construction Surge Masks Weaker Building Permit Pipeline | ||
| 8/19/2025 1:51 PM | ||
| The latest Residential Construction report from the Census Bureau showed a sharp rebound in July, with overall housing starts climbing 5.2% to a 1.428 million annual pace. Multifamily activity led the way, jumping to 470k—its highest level since May 2023—while single-family starts rose 2.8% to 939k. At the same time, permits slipped to 1.354 millio...Read More | ||
| Incidental Resilience | ||
| 8/19/2025 11:08 AM | ||
| If yesterday was marked by incidental weakness, today is shaping up to be the opposite. In fact, yields and MBS prices are right in line with Friday"s latest levels in early trading (now moving lower), as if Monday never even happened. "Incidental" remains a valid theme for most of the week. Fed Chair Powell"s Jackson Hole speech ...Read More | ||
| AI, SOC, Credit Union, Home Equity Tools; LOs and The HELPER Act; STRATMOR and Verification Trends | ||
| 8/19/2025 10:53 AM | ||
| 14 fonts Apologies first! Yesterday I mistakenly wrote, “ARMs now account for nearly 50 percent of applications…” Thank you again to those who wrote, questioning that stat. I was thinking refis. “Given the relative attractiveness of ARM rates compared to fixed rate loans, ARM applications increased 25 percent to their highest level since 2022, and...Read More | ||
| Incidental Weakness or a New Trend? | ||
| 8/18/2025 2:56 PM | ||
| Incidental Weakness or a New Trend? The most interesting thing that happened in the bond market today involved trading levels breaking to just slightly worse levels than last week. Looking back to the beginning of the month, this is starting to look like a trend toward progressively weaker levels. But...Read More | ||
| Rates Trickle to Another Higher Low | ||
| 8/18/2025 2:39 PM | ||
| Mortgage rates are as high as they"ve been on almost any other day this month. You"d have to go back to August 1st to see anything higher. On the other hand, rates are still noticeably lower than almost any other day of the past 10 months. It"s really only the past 2 weeks that have been any better and the gap between recent highs...Read More | ||
| PPE, Credit, Compliance, QC Tools; Events, Webinars, and Training; ARMs Rising in Popularity? | ||
| 8/18/2025 9:37 AM | ||
| As I type this, I’m at the doctor’s office, and some guy a few seats over is booing all the names being called that aren’t his. Do you boo the products that you don’t have? Non-Agency lending, much of it in the form of non-QM loans, has been moving steadily higher at the expense of Freddie Mac’s and Fannie Mae’s market share. Are rates helping? I w...Read More | ||
| Light Calendar; Early Selling | ||
| 8/18/2025 9:09 AM | ||
| Summertime trading conditions tend to amplify trading motivations that might otherwise get lost in the shuffle. This morning, it"s been the opening bells (8:20am CME and 9:30am NYSE) that have resulted in distinct phases of selling pressure. That weakness offsets moderate overnight strength and bonds are now moving into weaker territory. ...Read More | ||