Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Sideways Overall Despite Hawkish Fed Speakers | ||
| 10/31/2025 2:53 PM | ||
| Sideways Overall Despite Hawkish Fed Speakers Although there was some mid-day volatility (early buying followed by slower selling back to roughly unchanged territory), that movement was more in line with month-end tradeflows than any interesting, specific motivations. Nonetheless, there were interesting, sp...Read More | ||
| Mortgage Rates Recover Some of This Week"s Lost Ground | ||
| 10/31/2025 2:43 PM | ||
| After hitting the highest level in several weeks on Thursday, mortgage rates managed to move moderately lower on Friday. Counterpoint: Friday"s rates are still the 2nd highest of the past 2 weeks and still meaningfully higher than last Friday"s (6.28% vs 6.19% in terms of MND"s rate index). The improvement makes it clear that lenders were setting ...Read More | ||
| Home Price Appreciation Keeps Cooling; New Loan Limits Coming Into Focus | ||
| 10/31/2025 1:09 PM | ||
| Both the FHFA and the S&P CoreLogic Case-Shiller indices released new home-price data this week covering the month of August. The message is unchanged: prices remain higher than a year ago, but the pace of appreciation continues to slow. Case-Shiller’s national annual gain eased to 1.5%, the smallest in more than 2 years, while FHFA is near its...Read More | ||
| Mortgage Applications Responded to Lower Rates, But Things Are Already Changing | ||
| 10/31/2025 12:53 PM | ||
| Mortgage applications jumped sharply last week, driven by lower rates and a rebound in refinance activity. According to MBA’s Weekly Applications Survey for the week ending October 24, total volume rose 7.1% on a seasonally adjusted basis and 7% unadjusted. The Refinance Index increased 9% from the previous week and is now 111% higher than the sam...Read More | ||
| Servicing Strategy, HELOC, Tax Tools; Interview on Rate Movement; "Subject To"...Assumable GSE Loans? | ||
| 10/31/2025 10:48 AM | ||
| Change is constant. Soon I head to Austin, in the Great State of Texas, for the TMBA’s star-studded Housing Summit where “change” will certainly be studied. JPMorgan is embracing block chain. Tired of your cleaning supplies smelling like lemon? How about pumpkin, or birthday cake? “Rob, are you hearing from other brokers or LOs that their borrowers...Read More | ||
| Some Early Month-End Buying | ||
| 10/31/2025 9:29 AM | ||
| With the shutdown ongoing, and the big ticket econ data vanished into the void, there"s little for the bond market to do apart from get its books in order for month-end. If you"re curious about some of the month-end trading considerations that can impact bonds, we have a primer. Month-end can involve either buying or selling (or both). ...Read More | ||
| Uneventfully Flat After Initial Weakness | ||
| 10/30/2025 3:59 PM | ||
| Uneventfully Flat After Initial Weakness The bond market only had a little more selling to do thanks to the unpleasant tailwind from Wednesday afternoon"s Fed press conference. That said, one could also argue that corporate bond issuance was the source of early weakness. Either way, yields are now bac...Read More | ||
| Mortgage Rates Are Anything But Lower This Week | ||
| 10/30/2025 2:42 PM | ||
| Every now and then, a Thursday comes along where we have to set the record straight on what is actually going on with mortgage rates. That"s because Freddie Mac releases its weekly mortgage rate survey on Thursdays and its methodology can cause confusion in the mortgage market. This particular Thursday is an especially treacherous minefield ...Read More | ||
| Non-QM Hedging, Best-Ex, Compliance Tools; Webinars and Training; Freddie and Redwood"s Earnings | ||
| 10/30/2025 10:45 AM | ||
| Are you ready to change the time on your car’s clock, or leave it and let it be right again on March 8, 2026? Some technology is cool. Imagine controlling your iPhone entirely with your eyes. (That would really keep me from riding my bike and talking on the phone!) Food delivery robots have human names and blinking eyes. But they’re not our friends...Read More | ||
| Enthusiasm Curbed. Back to Waiting | ||
| 10/30/2025 9:22 AM | ||
| The simplest way to understand yesterday"s post-Fed sell-off is as follows. The market"s enthusiasm for 3 Fed rate cuts in 2025 had grown a bit too large for the Fed"s liking. The market was nearly 100% certain of another cut in December. The Fed was not as certain, and Powell made it a point to say so yesterday. The result is a mild re-set in yiel...Read More | ||