Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
|
||
| DPA, Quick HELOC, Non-QM, Processing, AI Tools; Assumable Mortgages? Homebuyer Age Study | ||
| 12/10/2025 10:55 AM | ||
| Somewhere, in a parallel universe, Mariah Carey is walking around some supermarket, sick of listening to me sing Christmas carols. This is, of course, a humorous assumption, but what isn’t so humorous is the discussion begun by the Trump Administration about assumable mortgages, arguably the bane of MBS investors. Locked-in mortgage rates and froze...Read More | ||
| What to Watch in Today"s Dot Plot | ||
| 12/10/2025 9:14 AM | ||
| Bonds were modestly weaker overnight, but have moved back into positive territory after this morning"s Employment Cost Index and NYSE. This means 10yr yields are at the bleeding edge of the 3-month range heading into this afternoon"s Fed announcement. The rate cut is about as close to a foregone conclusion as normal, so the focus remains sq...Read More | ||
| Wednesday is All About Dot Plot and Powell | ||
| 12/9/2025 3:18 PM | ||
| Wednesday is All About Dot Plot and Powell Bonds lost ground moderately and logically on Tuesday in response to the JOLTS data. From here, this week"s volatility potential hinges on the Fed. Fed Funds Futures suggest that there"s been no change in rate cut prospects for Wednesday"s meeting. It remains...Read More | ||
| Can The Fed Pull Mortgage Rates Off The Ceiling? | ||
| 12/9/2025 2:59 PM | ||
| Mortgage rates were surprisingly steady on Tuesday with most lenders roughly in line with Monday"s levels. Why surprising? Because the bond market was noticeably weaker and bonds dictate day to day mortgage rate movement. In Tuesday"s case, we can actually reconcile the steadiness with the timing of bond market movement. Specifically, bonds ...Read More | ||
| Home Equity, Borrower Mining, Flood Tools; Milliman/MorVest Deal; Credit Cost News; Prepayments Slowing | ||
| 12/9/2025 10:43 AM | ||
| “Seminar ‘How to avoid frauds’ is canceled. Tickets are non-refundable.” Collectively, we don’t want mortgage fraud, right? It’s a non-partisan issue. A grand jury rejected a new mortgage fraud indictment against New York Attorney General Letitia James. Meanwhile, it must be difficult living under a constant microscope, and yesterday a story broke ...Read More | ||
| Job Openings Data Causing Weakness in Bonds | ||
| 12/9/2025 10:36 AM | ||
| Tuesday is a fairly straightforward session for the bond market. By now, we assume most of the pre-Fed positioning would be out of the way, and we know there was a decent amount of anticipation for the JOLTS data (job openings and labor turnover survey). True to form, volume spiked to its highest levels since the 11/20 delayed release of the ...Read More | ||
| Pre Fed Jitters? Not Exactly | ||
| 12/8/2025 3:26 PM | ||
| Pre Fed Jitters? Not Exactly Both stocks and bonds began to swoon moments after this morning"s 9:30am NYSE open. That sort of pervasive selling is often seen when the Fed"s rate cut outlook is deteriorating. With the Fed on deck Wednesday, it would be easy to slap "pre-Fed jitters" on the label of today"s s...Read More | ||
| Mortgage Rates Start Week Near 3 Month Highs | ||
| 12/8/2025 3:02 PM | ||
| Both stocks and bonds lost ground on Monday. This pushed mortgage rates up near their highest levels in just over 3 months (because mortgages are based on bond prices). To put the 3-month highs in perspective, today"s rates are right in line with those seen 2 weeks ago. [thirtyyearmortgagerates] When we see a larger-than-average shift in ra...Read More | ||
| Non-Agency, DSCR, eSignature, Data Analysis Tools; Deep Dive on "Fed Week" | ||
| 12/8/2025 10:26 AM | ||
| “Blimps are one of the only forms of advertisement people are actually excited to see.” “Rob, we see all kinds of companies advertising at conferences. We are trying to lower our cost per loan, and I am doing a more formal review of third-party providers. I am wondering if there is a list of vendors who focus on certain areas out there?” Yup: a ver...Read More | ||
| Yields Testing Range Ceiling Ahead of Auctions, Data, And The Fed | ||
| 12/8/2025 9:07 AM | ||
| Bonds are under pressure yet again at the start of the new week--insult added to injury coming off of the worst week of selling since the late October Fed announcement. On that note, some of the recent weakness could be the bond market"s way of bracing for another unfriendly impact from the Fed. There"s also the need to make room for Treasury ...Read More | ||