Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Flat Ending After Early Head Fake | ||
| 1/6/2026 3:25 PM | ||
| Ending Near Unchanged Levels After Early Head Fake Trading volumes confirm that bonds are 100% back in action, but after this morning"s selling pressure proved to be a head fake, that volume hasn"t translated to any meaningful momentum. This isn"t too hard to accept considering the absence of big-tick...Read More | ||
| Mortgage Rates Barely Budge, But Volatility Risk is Increasing | ||
| 1/6/2026 2:53 PM | ||
| Mortgage rates have been effectively unchanged for 5 straight days now. During that time, the MND 30yr fixed rate index hasn"t moved by more than 0.01%. The average borrower would see almost exactly the same terms on any of these days. The absence of volatility isn"t much of a surprise given the time of year and the lack of important economic data...Read More | ||
| AI, 2nds, Servicing Tools; Wire Fraud Scheme; MISMO Changes; Thoughts on Affordability | ||
| 1/6/2026 10:54 AM | ||
| As it turns out, not everyone has a loan on their house. In fact, 40 percent of U.S. homes don’t have a mortgage, per the Census Bureau. Should I repeat that? 40%. (Here’s a nice map with state-level information.) What are you, or your company, doing about it? Are you even seeing those potential clients in your database? Regarding new homes… Let’s ...Read More | ||
| Volume is Back. Still Waiting on Volatility | ||
| 1/6/2026 8:54 AM | ||
| A range trading theme has dominated the bond market since the most recent high yield on December 10th and the most recent low the following day. 100% of trading since then has fallen inside those boundaries (4.10-4.20% in terms of 10yr yields). Even though volume has made a resounding post-holiday return, there"s little for market watchers to do un...Read More | ||
| Bonds Improve Back to Pre-Holiday Levels | ||
| 1/5/2026 3:19 PM | ||
| Bonds Improve Back to Pre-Holiday Levels While there was some relevant econ data today (ISM Manufacturing), it didn"t have an obvious impact on the bond market. Nonetheless, volume was back at pre-holiday levels. Notably, Dec 11(day after Fed day) was the last day of 2025 that wasn"t affected by progressive...Read More | ||
| Mortgage Rates Holding at 2-Month Lows | ||
| 1/5/2026 2:52 PM | ||
| The two days of 2025 with the lowest rates were September 16th and October 28th. Both days happened to be the Tuesdays that preceded Fed rate cuts. On both occasions, those rate cuts were delivered with other comments from the Fed that the bond market didn"t like. The net effect is/was two very obvious dips and spikes. The second half of D...Read More | ||
| AI, Retention, Jumbo Tools; STRATMOR Interview; Lenders From 2006; Mortgage Action Alliance | ||
| 1/5/2026 10:41 AM | ||
| Redfin is calling next year the beginning of “The Great Reset,” when wages will grow faster than home prices for the first time since 2008. Eventually, that could mean affordable houses. But not this year. Mortgage banking isn’t a career most people plan; but for those it finds, it can become a calling. In this personal and candid essay, Bill Dawle...Read More | ||
| Bonds Are Back in The Office | ||
| 1/5/2026 9:20 AM | ||
| By 10am ET, today"s trading volume has already surpassed that seen on December 23rd and 26th (both full trading days)--proof positive that the market is shifting out of holiday mode. Over the past 3 weeks, bonds did a perfect job of holding inside the forgettable sideways range marked by 4.10-4.20 in 10yr yields. A breakout on either side of that r...Read More | ||
| Modest Incidental Weakness | ||
| 1/2/2026 2:52 PM | ||
| Modest Incidental Weakness Despite a bit of incidental selling today, the bond market has survived the winter holiday season without even attempting to break outside the narrow prevailing range. This is especially true for shorter duration Treasuries and MBS. It has been and continues to be the case that we...Read More | ||
| Mortgage Rates Stay Flat to End The Week | ||
| 1/2/2026 2:27 PM | ||
| Heading into the week, we knew there was a high bar for any legitimate mortgage rate fireworks. In addition to a dearth of scheduled events with the power to cause volatility, the last two weeks of the year don"t tend to see big changes in the bond market. There are exceptions, but 2025 wasn"t one of them. In fact, bond yields and mortgage r...Read More | ||