Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Mortgage Rates End Week at Best Levels | ||
| 2/27/2026 12:56 PM | ||
| At this point, it is getting a bit repetitive to bring up "the lowest rates in more than 3 years"--something that was officially the case twice this week. If we give rates credit for stably holding these long-term lows (and we should!), then every day this week has been the best in more than 3 years. Here"s the specific record: at no other time in...Read More | ||
| Mortgage Demand Calm Before The Storm? | ||
| 2/27/2026 12:27 PM | ||
| Mortgage application activity edged ever-so-slightly higher last week, with the Mortgage Bankers Association (MBA) reporting an increase of 0.4% on a seasonally adjusted basis for the week ending February 20. Refi applications continue to do the heavy lifting. The Refinance Index increased 4% from the previous week and was 150% higher than t...Read More | ||
| Home Prices Still Rising, But Pace Remains Subdued | ||
| 2/27/2026 12:10 PM | ||
| Home price appreciation pulled back slightly at the end of last year, according to December data from both FHFA and S&P/Cotality Case-Shiller. The reports reinforce the message that prices continued to appreciate modestly through the end of 2025. FHFA’s seasonally adjusted House Price Index shows home prices up 1.8% year-over-year in the f...Read More | ||
| Fraud, Processing, Verification Waterfall Products; Fairway and Insurance; Conv. Conforming Changes | ||
| 2/27/2026 10:17 AM | ||
| Can’t you feel the anticipation building? March 5th… Trigger leads… Don’t tell me that you’ve forgotten all about it. When a borrower applies for a mortgage and their credit is pulled, that data has historically been sold as a “trigger lead” and dozens of calls are received. Starting March 5, according to the law, credit bureaus can no longer sell ...Read More | ||
| Starting Out Under 4.0% Despite Hotter PPI | ||
| 2/27/2026 8:29 AM | ||
| We"d already discussed the fact that PPI has fallen by the wayside as a relevant market mover for bonds despite one or two instances of relevance nearly 2 years ago when bonds were desperate for any hints of change. Today"s PPI results and the ensuing bond market movement leave no doubt as to the relevance of this data. Spoiler alert: there"s basic...Read More | ||
| Knock Knock Knockin" on 10yr Floor | ||
| 2/26/2026 3:16 PM | ||
| Knock Knock Knockin" on 10yr Floor Sometimes, it"s a shame that the 7yr Treasury isn"t the most popular bond market benchmark. If it were, today"s headline could reference "knockin" on 7"s floor." Whether it"s the 3.77 level in the 7yr Treasury yield or 4.0% in the 10yr, bonds are repeatedly approaching the...Read More | ||
| Best Week For Mortgage Rates in Years | ||
| 2/26/2026 2:42 PM | ||
| Given that we have the somewhat unpopular job of reporting that today"s average top-tier 30yr fixed mortgage rate is 6.00 again, rather than the 5.99 seen earlier this week, we can at least find one glowingly positive development as a silver lining. In fact, the silver lining is more than a consolation prize. It"s actually better news than another...Read More | ||
| MBS Optimization, Non-Del Non-QM, Fraud, Realtor Tools; STRATMOR on Momentum; Jamie Dimon, AI, and Markets | ||
| 2/26/2026 10:46 AM | ||
| The latest example is ICE Mortgage Technology launching its new Homeowner Portal, powered by LERETA’s tax tracking data, “giving homeowners real-time visibility into their property tax and insurance payment information. The integration enhances transparency for borrowers while helping servicers improve efficiency and reduce inbound customer inquiri...Read More | ||
| Back to The Stronger End of The Range | ||
| 2/26/2026 9:37 AM | ||
| This is the problem with narrow trading ranges. Yesterday, yields were safely inside a narrow range near long-term lows. Today, they"re challenging the lowest levels since November. Any time we"re at the best levels in months, it"s normal to want to know why, but because of the narrow range, there isn"t really a new "why" for today"s share of the m...Read More | ||
| In-Range PM Weakness | ||
| 2/25/2026 3:45 PM | ||
| In-Range PM Weakness Viewed under a microscope, it may have seemed like today was a relatively volatile session for the bond market. Weaker opening levels in Treasuries gave way to a mid-day rally that nearly got rates back to unchanged levels. But the afternoon saw steady selling that took bonds to t...Read More | ||