Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Retention, Credit, CU Lending, Disaster Analysis Tools; Housing Act to the President; Webcasts | ||
| 6/24/2026 10:46 AM | ||
| “Why did the Dalai Lama go to Las Vegas? Because he loves Tibet.” It’s 107 F here in Las Vegas. Some would say, “It’s summer, what do you expect?” (No one expected 40 people to die in France trying to escape the heat.) Lenders and servicers are wondering, if push comes to shove about A/C in homes or supplying a local data center with electricity, w...Read More | ||
| Quick Rally Toward Key Resistance Just Before The Open | ||
| 6/24/2026 8:34 AM | ||
| Bonds spend most of the night trading sideways to slightly stronger. Oil prices fell sharply, making it tempting to conclude that"s the reason that 10yr yields were almost 7bps lower at 9am. But more than half of the oil rally was over before Treasuries began rallying. There was an obvious and uncommonly large volume spike in Treasuries around 7:50...Read More | ||
| Mostly Sideways and Lacking Inspiration | ||
| 6/23/2026 3:17 PM | ||
| Mostly Sideways and Lacking Inspiration Tuesday may as well have been a holiday. Volumes were among the lowest for any day in weeks and the lowest for a Tuesday in several months. The economic calendar was effectively empty and news/headlines had no discernible impact. There was token improvement in the AM ...Read More | ||
| Rates Hold Mostly Steady Despite Bond Market Improvement | ||
| 6/23/2026 2:31 PM | ||
| Mortgage rates may be based directly on the bond market, but the two don"t always move in perfect lock-step. Today was a good example of that. Bonds improved enough for rates to move modestly lower according to typical correlation. Instead, the average mortgage lender improved by the smallest possible amount that we register on our daily rate index...Read More | ||
| HELOC, Verification Products; AI Gap; Housing Bill Advances; JPMorganChase on Affordability | ||
| 6/23/2026 10:44 AM | ||
| Yesterday I published a link to Pennymac Policy Pulse, a newsletter tracking key federal policy developments shaping the housing market and broader U.S. economy. The link went to an old version; above is the link to the most current. (Today’s podcast can be found here and this week’s ‘casts are sponsored by Equifax, a global data, analytics, and te...Read More | ||
| Re-Coupling and Range Consolidation | ||
| 6/23/2026 8:58 AM | ||
| Yesterday"s most interesting development was the visible decoupling of bond yields with oil prices. To a lesser extent, one could also lament that mid-morning stock selling failed to benefit bonds, but that"s far from a regular correlation these days. In fact, the stock/bond correlation is often reversed when the market is adjusting Fed rate expect...Read More | ||
| What"s Up With Bonds Decoupling From Oil, Etc.? | ||
| 6/22/2026 3:49 PM | ||
| What"s Up With Bonds Decoupling From Oil, Etc.? On the average trading day in the past few months, if oil prices were down, and especially if other bond markets were rallying, U.S. bonds were probably rallying too. Today was the opposite and there are no glaringly obvious reasons. It"s the sort of tra...Read More | ||
| Mortgage Rates Bounce Back Toward Recent Highs | ||
| 6/22/2026 2:57 PM | ||
| Mortgage rates gave back the improvement seen last Thursday and broke above last Wednesday"s levels to hit the highest mark since June 10th. This isn"t a big range in the bigger picture, but it does leave rates near 10-month highs. The move is also a bit counterintuitive given developments in other markets and typical correlations. For instance, O...Read More | ||
| Verification Letter, AI Compliance, Retention, Decisioning Tools; Fix-and-Flip Trends | ||
| 6/22/2026 10:49 AM | ||
| Pennymac has released the latest edition of its Pennymac Policy Pulse, a newsletter tracking key federal policy developments shaping the housing market and broader U.S. economy. When national or state-level organizations engage in advocacy, they don’t visit the NAR or home builders or large title companies. They visit state legislators, Congress, o...Read More | ||
| Bonds Starting Weaker Despite Lower Oil and EU Bond Recovery | ||
| 6/22/2026 8:59 AM | ||
| European bond yields surged higher on Friday in response to political uncertainty in the U.K., among other things (ongoing global reaction to Fed day and U.S./Iran peace deal status, etc). Treasury yields were set to open higher in the overnight session as a result. All of the above is logical and fairly boring. What"s interesting is that Treasurie...Read More | ||