Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Mortgage Rates Barely Budge Today and This Week | ||
| 7/18/2025 4:10 PM | ||
| While any rate watcher"s bingo card should always have a few squares devoted to "unchanged, flat, etc.," this week"s had at least as many squares reserved for a big reaction to inflation data. Specifically, Tuesday"s inflation data had the power to cause a big move in rates. While it was the week"s biggest influence, rates actually mana...Read More | ||
| Rising Rates Hit Mortgage Apps, But Pace Remains Better Than 2024 | ||
| 7/18/2025 2:05 PM | ||
| Mortgage application activity dropped sharply last week as rates moved higher, according to the Mortgage Bankers Association’s (MBA) latest survey. The Composite Index fell 10.0% on a seasonally adjusted basis for the week ending July 11, reversing much of the prior week’s gain. “Mortgage rates rose last week following higher Treasury yields, whic...Read More | ||
| Builder Outlook Ticks Up Despite More Price Cuts and Less Buyer Traffic | ||
| 7/18/2025 1:51 PM | ||
| Builders are placing their better days in the future according to the National Association of Homebuilders (NAHB) and Wells Fargo"s latest Housing Market Index (HMI). Buoyed by longer-run expectations, the headline builder confidence index rose one point to 33, but remained deep in pessimistic territory, marking the 15th consecutive month below the...Read More | ||
| Builders Breaking More Ground, But Not on Single Family Homes | ||
| 7/18/2025 1:41 PM | ||
| The latest Residential Construction report from the Census Bureau showed a mixed bag for June, with a modest gain in overall housing starts driven by a rebound in multifamily construction, while single-family activity continued to decline. Building permits were essentially flat, suggesting a pause in the momentum seen earlier this year. As usual, ...Read More | ||
| Slow Green Friday | ||
| 7/18/2025 11:02 AM | ||
| At the end of a week with a few big ticket economic reports and unexpected headline-induced volatility, who wouldn"t like a break? Friday"s calendar offers respite with only Consumer Sentiment and residential construction numbers. Neither are market movers. As such, because bonds were green overnight, they remain green as we head ...Read More | ||
| Broker, Warehouse, Valuation Tools; loanDepot"s LO Comp Lawsuit; MBA"s MAA Campaign | ||
| 7/18/2025 10:54 AM | ||
| With all of this talk about replacing people in our biz, could this be a future mortgage banker’s conference? Delta is moving toward eliminating set prices in favor of AI that determines how much you personally will pay for an airline ticket. I received this note from an LO in Idaho. “Before we work on ‘artificial intelligence,’ why don’t we work o...Read More | ||
| Bonds Unfazed by Econ Data | ||
| 7/17/2025 2:55 PM | ||
| Bonds Unfazed by Econ Data If you had to guess at the bond market"s response this morning based solely on the outcome of the 8:30am economic data, you"d be very well justified in assuming some selling/weakness. While that may have been the case for a few moments, it was quickly replaced by bond buying...Read More | ||
| Mortgage Rates Staying Broadly Sideways | ||
| 7/17/2025 1:51 PM | ||
| Despite all of the economic data and news headlines over the past few days, mortgage rates have barely budged since last Friday. That was not what we expected this week given the anticipation for the inflation reports that came out on Tuesday and Wednesday. Now today, a seemingly balmy Retail Sales report (something that would normally push rates ...Read More | ||
| HMDA Review, Corresp., Data Mining, Processing Tools; Agency Credit Scoring | ||
| 7/17/2025 10:52 AM | ||
| “I forgot to put the seat belt on my five-year-old boy this morning and as we were leaving the trailer park, somebody shouted, ‘You"re an irresponsible father!’ I yelled, “Who the hell said that?! Stop the car, son!’” Lenders know that not all manufactured homes are trailers, and in fact there are some great MHs out there. In a few weeks I head to ...Read More | ||
| Decent Start Despite Stronger Retail Sales Headline | ||
| 7/17/2025 9:52 AM | ||
| There were multiple economic reports on tap this morning (4 of them in the 8:30am slot), but the headliner on a Retail Sales day is almost always going to be Retail Sales! In today"s case, it came out much stronger than expected. Even when stripping out autos/gas/building materials (i.e. the "control group"), sales rose 0.5% vs a 0.3% forecas...Read More | ||