Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Bullets Dodged | ||
| 7/30/2026 3:14 PM | ||
| Bullets Dodged We"ve seen our fair share of bonds punishing the market on occasions where bond traders were forced to worry about a significant change in a fiscal or monetary regime (or the absence of a desired change). Wednesday"s reaction to the Fed ran the risk of setting the stage for similar momentum. ...Read More | ||
| Mortgage Rates Sideways to Slightly Lower | ||
| 7/30/2026 1:52 PM | ||
| It"s not at all uncommon for mortgage rates to experience microscopic movement in either direction on any given day. In fact, it"s probably the most common eventuality over time. In that sense, today was unremarkable with the average lender moving just a hair lower versus yesterday"s latest levels. But in another sense, it"s very good news. After ...Read More | ||
| UAD 3.6, Reverse, AI, Co-Issue Products; Freddie Clocks in at $3.8 Billion; Morgan Stanley Did What in Mortgages? | ||
| 7/30/2026 10:56 AM | ||
| I was recently doing some bike riding in the Napa Valley and spent some time speaking with a wine maker. She told me that because of the increase in temperatures, growers are buying land to the south and planting vineyards there, nearer the San Francisco Bay where it is cooler. Their livelihood is at stake “up Valley.” In addition, this year’s harv...Read More | ||
| Sideways Start is a Victory | ||
| 7/30/2026 8:40 AM | ||
| This morning could have been much worse. The bond market could have continued spiraling on fear that it is now responsible for conducting monetary policy--something that sounds weird when you first read it, but is actually central to the discussion based on Warsh"s comments in yesterday"s press conference. In short, bonds tightened policy yesterday...Read More | ||
| What"s Up With Today"s Paradoxical Fed Reaction? | ||
| 7/29/2026 4:47 PM | ||
| What"s Up With Today"s Paradoxical Fed Reaction? Tough day for the casual observer to try to make sense of what happened. There"s even some disagreement between the not-so-casual observers. Let"s focus on what we can know for sure. The Fed didn"t hike. The market was pricing a 1 in 3 chance of a hike, so th...Read More | ||
| Mortgage Rates Slightly Higher Despite No Fed Rate Hike | ||
| 7/29/2026 2:53 PM | ||
| Heading into today"s Fed announcement, futures markets indicated roughly a 1 in 3 chance that the Fed would hike rates. They did not. This seems like it should have been good news for rates, but there"s a catch. Rates exist on a spectrum defined by "duration." Specifically, there are different rates for different lengths of loans. The Fed Funds Ra...Read More | ||
| Here"s What Changed in The New Fed Announcement | ||
| 7/29/2026 1:00 PM | ||
| The Federal Open Market Committee approved the following statement for release by a 12 9 – 0 3 vote: The Committee decided to maintain the target range for the federal funds rate at 3-1/2 to 3-3/4 percent, in support of the Federal Reserve’s dual mandate. The Committee reaffirmed is continuing its policy of maintaining ample reserves in...Read More | ||
| Hedging, Credit, Anti-Fraud Tools; STRATMOR on Borrower Satisfaction; Fannie"s $4 Billion Earnings Quarter | ||
| 7/29/2026 10:23 AM | ||
| “Technology is dominated by two types of people: Those who understand what they do not manage, and those who manage what they do not understand.” Even if you’re a 90-year-old LO using a rotary phone, the rest of your company, and your borrowers, use technology and new products and need to stay up on them. FICO Score 10T, adoption, for example, has ...Read More | ||
| "Pause" Ends in Iran, But Probably Not For The Fed | ||
| 7/29/2026 8:49 AM | ||
| The big news over the weekend was that the U.S. and Iran paused hostilities--something that led to 2 solid days of gains in the bond market. But in the overnight session, the pause ended as multiple attacks were reported on both sides. Oil rose predictably and bond yields did the same. One "pause" that"s less likely to change is the Fed"s abstentio...Read More | ||
| Giving Peace (And Bonds?) a Chance | ||
| 7/28/2026 3:04 PM | ||
| Giving Peace (And Bonds?) a Chance Granted, it may be far less promising than some of the more conclusive headlines that led up to previous ceasefires and peace memos, but Tuesday delivered at least a modicum of hope that war sentiment is shifting. In not so many words, an Israeli media outlet reported that...Read More | ||