Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Another Mid-Day Reversal. Does Jobs Report Even Matter? | ||
| 5/7/2026 2:24 PM | ||
| Another Mid-Day Reversal Driven by Dueling Headlines The overnight session featured a modest but clearly-defined rally in response to hopeful headlines on the Iran war. But as early a 9am ET, a complete reversal was beginning to take shape. Bonds remained in positive territory until the 11am hour when war h...Read More | ||
| Mortgage Rates Erase Early Improvement | ||
| 5/7/2026 1:46 PM | ||
| The day began on a fairly hopeful note for the mortgage market. During overnight trading hours, the bond market improved following a report regarding a peace framework sent to Iran by The U.S. When bonds improve, rates fall, all else equal. The gains were modest, but they allowed the average lender to set their first rates of the day at slig...Read More | ||
| Hedging and Secondary, Verification, AI, Reverse, Ops Tools; Earnings; Market Muddle | ||
| 5/7/2026 10:53 AM | ||
| Lender and Broker Products, Software, and Services Spring homebuying season is in full swing, and for many lenders, that also means a surge in home equity demand as borrowers tap rising property values. But growth can expose cracks. Every handoff, re-entry, and system switch adds time and increases the risk of human error. FirstClose is working ...Read More | ||
| More Peace Deal Hope, More Overnight Gains | ||
| 5/7/2026 8:08 AM | ||
| Bonds and oil rallied again in the overnight session, though not as swiftly as they did yesterday. News was thinner, but there was still an obvious catalyst just before 3am with a WSJ report that the U.S. provided Iran a detailed framework to end the war. The line item that caught the market"s attention was a change in the moratorium on uranium enr...Read More | ||
| Pre-Market Gains Stuck Around All Day | ||
| 5/6/2026 3:15 PM | ||
| Pre-Market Gains Stuck Around All Day The entirety of the domestic trading session was very flat compared to the ground covered during the overnight session. Pre-market headlines regarding a potential peace deal accounted for a 7bp drop in 10yr yields and 3/8th point improvement in MBS. 10s gained about 1 m...Read More | ||
| Mortgage Rates Make a More Serious Recovery | ||
| 5/6/2026 2:40 PM | ||
| Mortgage rates spiked sharply on Monday, hitting the highest levels in more than a month as escalation fears ramped up surrounding the Iran war. Yesterday technically saw some recovery, but it may as well have been an "unchanged" day. Now today, we"re seeing a more legitimate recovery with the average lender back down to last Friday"s levels. The ...Read More | ||
| TBA Settlement, Non-Agency, Due Diligence, AI, Warehouse Tools; How Old is Your House? | ||
| 5/6/2026 10:47 AM | ||
| “What do you call an aging actor who has finally paid off his house? Mortgage freeman.” Servicing is a highly important component of that, and I was fortunate to attend Sagent Ignite in Phoenix yesterday; we have a special live podcast today that was recorded from the event. Mortgagees follow demographics, whether it be aging owners or aging houses...Read More | ||
| Big Overnight Recovery on Peace Deal Reports | ||
| 5/6/2026 7:49 AM | ||
| There was one, big, obvious market mover overnight. At 4:50am ET, Axios reported that the U.S. and Iran are close to signing a one page memo of understanding to end the war. Oil and bond yields were already in recovery mode, but this kicked things into higher gear. Most of the gains remain even after both sides offered refutations (which the market...Read More | ||
| Data Didn"t Hurt, But Bonds Underperformed The Oil Price Recovery | ||
| 5/5/2026 2:20 PM | ||
| Data Didn"t Hurt, But Bonds Underperformed The Oil Price Recovery Today"s headline is somewhat misleading. It points out the fact that oil prices made it back to yesterday"s lows whereas bond yields didn"t even come close. This is all true, assuming we"re looking at front month oil prices. But if we use a l...Read More | ||
| Mortgage Rates Edge Just Barely Lower | ||
| 5/5/2026 1:43 PM | ||
| One popular refrain in the mortgage industry is that rates take the escalator on the way up and the stairs on the way down. Yesterday was definitely an "escalator" sort of day with the average lender moving up 0.12% for a top-tier 30yr fixed rate. Based on improvement in the bond market, rates are lower today, but just barely. It"s not so much tha...Read More | ||