Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Mortgage Rates Lowest Since Fed Day | ||
| 10/10/2025 2:16 PM | ||
| Mortgage rates saw their biggest day-over-day decline of the past several weeks today in response to unexpected news regarding additional tariffs on China. Trump had previously been scheduled to meet with China"s President Xi in 2 weeks, but today said there was no reason to do so and that the administration is currently calculating a massive...Read More | ||
| Refi Demand Ebbs Gradually As Rates Remain Rangebound | ||
| 10/10/2025 1:22 PM | ||
| Mortgage application activity declined again last week as refi demand continues pulling back after the surge in mid September. According to MBA’s Weekly Applications Survey for the week ending October 3, total volume fell 4.7% on a seasonally adjusted basis and 5% unadjusted. The Refinance Index decreased 8% from the previous week but remains 18% ...Read More | ||
| Audit, Interest Rate Risk Products; Gov"t Program News; Home Builder Interview; Shutdown and Data Releases | ||
| 10/10/2025 10:49 AM | ||
| The stalemate & shutdown continue, all but eliminating the government release of economic news. Recall that the U.S. Treasury posted a $345 billion budget deficit in August, the largest monthly deficit of 2025 and the 2nd-worst August on record but helped by tariff revenue. This is up from July’s $291 billion deficit and has only been surpassed...Read More | ||
| Overnight Gains on Fed Comments And Japanese Politics (Really) | ||
| 10/10/2025 8:44 AM | ||
| At the start of the week, we noted Japanese political developments as a key reason for overnight losses on Monday morning. This had to do with Takaichi winning control of Japan"s LDP party, thus making her the front runner to become the Prime Minister. Her economic views fueled fears that Japan"s central bank would ultimately need to sell Trea...Read More | ||
| Uneventful Day; MBS Underperform | ||
| 10/9/2025 3:05 PM | ||
| Uneventful Day; MBS Underperform It"s not uncommon to see MBS outperform their Treasury benchmarks in the run up to a round of weekly Treasury auctions only to underperform when the auction cycle wraps up. That underperformance (or rather, Treasury outperformance) was on full display today with MBS losing a...Read More | ||
| Mortgage Rates Move Slightly Higher | ||
| 10/9/2025 2:33 PM | ||
| It"s getting pretty tough to weave an interesting narrative on mortgage rates over the past 3 weeks. During that time, they just haven"t changed that much for the average lender. Today was just another day in that regard. Bonds (which dictate day to day movement in rates) were slightly weaker than yesterday. This implies slightly higher mortgage r...Read More | ||
| DPA, eNote, Credit Tools; Fannie and Freddie Open for Business; Conv. Conforming Changes | ||
| 10/9/2025 10:46 AM | ||
| “Two lawyers walk into a pub. They order a couple of drinks and take subs out of their brief cases. They begin to eat. Seeing this, the angry pub owner exclaims, ‘Excuse me but you cannot eat your own sandwiches in here!’ The two look at each other, shrug, then exchange sandwiches.” Legal news leads off the Commentary today as Optimal Blue and near...Read More | ||
| In-Range Weakness For No Particular Reason | ||
| 10/9/2025 8:17 AM | ||
| With Jobless Claims on hold due to the shutdown, bonds are forced to endure another data-free morning. The calendar offered a glimmer of hope with a Powell speech, but it was pre-recorded and did not address monetary policy. With that, bonds wait for the day"s only real potentially significant event: the 1pm 30yr bond auction. We"re seeing a bit of...Read More | ||
| Some Selling Pressure After Auction and Fed Minutes | ||
| 10/8/2025 2:21 PM | ||
| Some Selling Pressure After Auction and Fed Minutes There were no market-moving economic reports scheduled for today regardless of the government shutdown. That left the focus entirely on the afternoon events: the 1pm 10yr Treasury auction and the 2pm release of the Fed Minutes (a more detailed account of t...Read More | ||
| Mortgage Rates Remain Steady | ||
| 10/8/2025 2:00 PM | ||
| Mortgage rates technically ticked a hair lower today, but it"s more accurate to view them as being broadly sideways. Some lenders issued improvements yesterday afternoon. Those lenders were closer to unchanged this morning. As of this afternoon, several lenders have already issued slight rate increases due to weakness in the bond...Read More | ||